Loan EMI Calculator
Calculate your monthly loan EMI quickly and plan your finances with confidence.
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Calculate your monthly loan EMI quickly and plan your finances with confidence.
Calculate NowGet instant personal loan EMI estimates and manage your repayment smartly.
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Calculate NowLoan EMI: ₹ 44,986
Total Interest Payable: ₹ 57,96,711
Total Payment (Principal + Interest): ₹ 1,07,96,711
Loan EMI: ₹ 17,341
Total Interest Payable: ₹ 1,24,274
Total Payment (Principal + Interest): ₹ 6,24,274
Loan EMI: ₹ 20,764
Total Interest Payable: ₹ 1,24,274
Total Payment (Principal + Interest): ₹ 12,24,274
Use our Loan EMI Calculator to plan your finances.
Use our Loan EMI Calculator to plan your finances effectively.
Explore our range of financial calculators to make smarter money decisions:
EMI (Equated Monthly Installment) is the fixed monthly payment a borrower makes to repay their loan. It covers both principal and interest and remains constant throughout the loan tenure.
Where P = Principal Amount, R = Monthly Interest Rate, and N = Number of Months.
Each calculator (Home, Personal, Car) computes your EMI instantly once you input loan amount, interest rate, and tenure. The system uses the standard EMI formula and displays EMI, total interest, and total repayment values in real-time.
Just follow these simple steps:
A Home Loan is a secured loan for purchasing or constructing property, repaid over 10–30 years.
A Personal Loan is an unsecured loan used for personal needs such as travel, medical emergencies, or home renovation. Typical tenure: 1–5 years.
A Car Loan is a secured loan used to finance a vehicle purchase. The car acts as collateral and repayment usually spans 3–7 years.
Our EMI calculators automatically adjust based on country-specific loan ranges. Below are average interest rate ranges across major countries:
| Country | Home Loan | Personal Loan | Car Loan |
|---|---|---|---|
| United States | 3% - 15% | 8% - 25% | 5% - 15% |
| United Kingdom | 2.5% - 10% | 7.5% - 20% | 4.5% - 12% |
| India | 6.5% - 12% | 10% - 18% | 8.5% - 15% |
| Canada | 3% - 12% | 8.5% - 18% | 5.5% - 12% |
| Australia | 2.8% - 10% | 8.2% - 22% | 5% - 14% |
| Germany | 1.5% - 8% | 7% - 15% | 4% - 10% |
| France | 1.75% - 9% | 6.5% - 14% | 4.25% - 12% |
| Japan | 1% - 6% | 6% - 12% | 3.5% - 10% |
| China | 4% - 12% | 9% - 18% | 6% - 14% |
| Brazil | 6% - 14% | 12% - 24% | 8% - 18% |
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